MTF working in in-depth

Say I bought some shares worth outside my overall capital using MTF, If I intentionally havenā€™t pledged the shares on the same day, It is obvious it donā€™t have enough balance for the shares to be converted into normal delivery. Under such scenario my holdings will be sold in T+5 days.

Based on above scenario answer
1.Would I be charged interest even after without pledging the shares.
2.Do I get benefit of any profit or loss made in those T+5 days
3. Do I have the authority to sell the shares before completion of T+5 days (Whenever I Want )
4. And finally are there any additional penalties or charges involved.

2 Likes

Hi @Harish3, please find below the responses to your inquiry.

  1. The interest shall apply to the debit amount recorded in the ledger.
  2. You will be responsible for managing the profit or loss incurred on the position.
  3. Absolutely, you have the freedom to square off the position at your convenience.
  4. If the Risk team squares off the position, charges for squaring off and DP outgoing charges will be applicable.

Hope this clarifies.

Can you explain the 4th point in detail, and are the charges you mentioned common for any MTF trade. @Karan

A response would be good

Sir please send exact date to start MTF

Hi @Harish3

The charges mentioned above are the square of charges which are ā‚¹ 20 / order + GST and Dp Charges is ā‚¹ 12.50 / instruction / ISIN + GST.

Please refer this

Need clarity @Karan @Divyesh

  1. By debit amount you mean my overall borrowed money.
  2. Mean the profit I make by selling would be mine.
  3. Settlement for delivery is changed to T+1, can I know by what time settlement happens on (T+1)th day.

@Harish3

  1. Letā€™s say you bought a stock with 2,500/- (your funds) and 7,500/- (funded value). If you sold this stock with a profit of 1,000/- then your gross value will be 3,500/- before any charges deduction.
  2. Yes, profit or loss will be credited & debited respectively in your account.
  3. There are two settlements Pay-in and Pay-out, the firstly happen at 10:30 AM and Payout at 1:00 PM, this was the exchange standard timing across all brokers.

You forgot to include ā€œDebit balanceā€ @Divyesh

@Harish3

In the above example shared, the ledger balance will be negative with -7500/- approx in case of MTF position is not pledged.

Say I donā€™t pledge and If I bring in fresh money at the end of day say in this case 7500, will my MTF positions be converted to normal delivery?

Hi @logi

Good to see you back after a while!

If you didnā€™t pledge the MTF trade on the same day, then your position will be converted into normal delivery the next day.

1 Like

The intial margin in my account from the example you have shown Rs 2,500, can that be from pledging existing demat shares or by pledging liquid mutual funds as cash equivalent collateral margin?

Hey @logi ,

The initial margin can be from your existing pledged demat shares. However, we currently do not have the option of pledging mutual funds so that may not work. Hope this helps!

Thanks,
Pranita
Product @ Dhan

1 Like

Hello @Pranita . Why are we calling this 2500 as initial margin? It is actual funds that needs to be contributed by the client and not some margin ( be it cash component or non-cash component)

Can I do away with contributing the funds and just use my existing margin as a substitute for my contribution to MTF. It sounds weird

Dear @explrorer ,

The term ā€˜initial marginā€™ was used for the simplicity of understanding for the user that asked the question on similar lines. However, you are right about it being the client contribution (cash or non cash) that is required to take any MTF position.

Thanks,
Pranita
Product @ Dhan