Dear Investors,
Systematic investing is a simple but powerful way to build long-term wealth, and at Dhan, we have always recognised its importance. That’s why Stock & ETF based SIPs were one of the earliest features we introduced, and they were also one of the first in the industry on Dhan. These features are built for investing consistency and help bring discipline to your wealth creation journey.
Over time, SIPs have been widely adopted by our users, and alongside this adoption, we have also received valuable feedback on how we can improve the experience further. On that note we recently introduced AutoPay Mandates on Dhan to make your Stock SIP experience even simpler than earlier.
Many of you told us that having control over when SIPs are placed would help align better with your individual strategies.
Today, we are excited to share some new updates to Stock SIPs on Dhan: You can now schedule SIP execution at your preferred time, and also get the benefit of margins by using MTF.
Why was this needed?
Previously, all SIPs on Dhan were executed at a fixed time i.e. 10:00 AM every trading day. But for many users, this became limiting:
- Some wanted to avoid placing orders during market open volatility.
- Others wanted to time SIP execution with specific windows that suited their investing approach.
- Many simply wanted more control, rather than relying on a single, fixed execution time
This was one of the most consistent asks that we had. And today, we are glad to share that you can now choose exactly when your SIPs get executed. Take full control and set your preferred execution time for SIPs anywhere between 9:30 AM and 3:00 PM, in 15-minute intervals. If no time is selected, they will be placed at 9:30 AM by default. This is aimed at offering greater precision and flexibility, helping you align SIP execution more closely with your investment strategy.
Alongside time selection, we are also making SIPs more flexible in how they are funded.
Until now, SIPs supported only delivery-based investing, which meant needing the full investment amount available on each SIP day. This made them less accessible for investors who use margin efficiently or don’t want to block capital upfront or simply want to use the benefit of leverage in cases where they have strong conviction in a particular stock.
Now, you can set up SIPs using MTF for all eligible stocks. This allows you to maintain investing discipline while using margin, giving you the freedom to:
- Build positions over time without needing full capital upfront
- Free up funds for other opportunities or trades
- Combine long-term investing with margin-based exposure
At Dhan, we are focused on building a platform that adapts to the way you invest. With SIP Execution Time Selection and MTF support, we are making investing more personal, flexible, and better suited so that you can stay consistent in your investing journey.
We are excited to see how you use these new features, and as always, your feedback will continue to shape what we build next.
Happy Investing,
Radhika